IBCP

Independent Bank Corp /Mi/ $36.57 as of 2026-10-30
Model view — historical tendencies for the days ahead, not a forecast
Next 1 day
+0.5%
Next 1 week
+0.4%
Next 1 month
+0.5%
Seasonality
Mildly positive window
Next 30 days (to Nov 30): +1.0% median, 57% of the last 40 years finished up.
20-year seasonality chart →
Mean reversion
Oversold — RSI(2) at 18
RSI(2) under 15 is oversold (this name has historically bounced); over 85 is overbought. Its dip-buy edge in history is +0.40%/day.
Mean-reversion stats →
1-month breakdown — Market · β 0.33 +0.8% · Seasonal tilt -0.3%
$7M/day volume 22% volatility +19% 1-year -87% from ATH
52-week range · 72% of the way up · -7% from the high
$29.83$39.24

Earnings Full history →

Next report 2027-01-21 (Thursday, before open, in 82 days) · EPS est. 0.88.

1-day std dev
4.3%
Finished up
53%
Biggest pop
+9.8%
Biggest drop
-15.2%

Standard deviation of the close-to-close move over the last 60 reports. History, not a forecast.

ReportedEst.Actual SurpriseGap Day 1Day 5
2026-10-27 miss 0.88 0.80 -8.7% -2.6% +0.3% —
2026-07-23 beat 0.84 0.90 +6.6% +2.0% +1.8% +6.1%
2026-04-23 beat 0.79 0.81 +2.8% +0.5% -1.0% -1.2%
2026-01-22 beat 0.84 0.89 +5.7% -0.6% +1.0% -0.4%
2025-10-28 beat 0.84 0.86 +2.4% -0.8% -0.8% -5.1%
2025-07-24 beat 0.79 0.82 +3.5% -2.0% -3.9% -10.6%
2025-04-24 beat 0.70 0.74 +5.7% -3.9% -1.2% -2.0%
2025-01-23 beat 0.76 0.87 +14.8% +1.0% +1.3% +4.5%
2024-10-24 miss 0.76 0.65 -14.0% -3.9% -1.5% -1.4%
2024-07-25 beat 0.70 0.88 +25.4% +2.6% +5.7% +0.6%
2024-04-25 beat 0.64 0.71 +10.5% +2.1% +0.2% -0.3%
2024-01-25 beat 0.70 0.79 +12.9% -0.3% -3.5% -5.5%
2023-10-24 beat 0.62 0.89 +43.0% +11.7% -0.8% +11.4%
2023-07-25 beat 0.59 0.61 +3.0% +0.0% +0.2% +4.1%
2023-04-27 beat 0.60 0.63 +5.7% -0.1% +3.6% -8.3%
2023-01-26 miss 0.73 0.73 -0.5% +2.6% -5.7% -1.1%
2022-10-25 beat 0.60 0.82 +37.0% +2.7% +5.2% +10.9%
2022-07-26 miss 0.55 0.49 -10.6% +0.3% -0.5% +1.4%
2022-04-26 beat 0.50 0.53 +6.0% -0.1% -3.8% -5.8%
2022-01-27 miss 0.65 0.58 -10.5% +0.1% -4.2% -5.0%
2021-10-26 beat 0.62 0.75 +20.3% -0.1% +0.2% +4.8%
2021-07-29 miss 0.67 0.65 -2.4% -2.3% -0.2% +0.1%
2021-04-27 beat 0.60 0.70 +17.9% +1.2% -0.1% +3.2%
2021-01-28 beat 0.61 0.77 +26.6% +1.8% +3.4% +9.6%
2020-10-27 beat 0.48 0.93 +94.6% +6.0% -1.8% +6.5%
2020-07-28 beat 0.25 0.67 +163.8% +5.9% +9.3% +4.4%
2020-04-30 beat 0.37 0.42 +12.5% -3.9% -9.6% -18.8%
2020-01-23 beat 0.55 0.62 +12.7% +3.3% +0.2% -2.4%
2019-10-24 beat 0.50 0.55 +9.1% +5.1% +1.0% +1.7%
2019-07-25 beat 0.48 0.55 +15.1% -4.7% -3.3% -4.9%
2019-04-22 beat 0.45 0.46 +1.8% -1.8% -5.9% -1.5%
2019-01-29 miss 0.48 0.41 -13.5% -3.3% -1.7% -1.5%
2018-10-25 beat 0.46 0.49 +7.6% +5.5% +3.3% +2.8%
2018-07-26 beat 0.40 0.46 +15.9% +0.4% +1.2% -0.6%
2018-04-23 beat 0.37 0.42 +15.1% +0.2% +2.7% -0.4%
2018-01-30 beat 0.34 0.35 +2.2% +0.9% +1.1% +0.2%
2017-10-26 miss 0.32 0.32 -0.8% +3.4% +0.4% +3.1%
2017-07-27 miss 0.29 0.27 -6.9% +0.5% -1.4% -2.1%
2017-04-24 beat 0.28 0.28 +1.8% +4.2% +3.3% +5.4%
2017-01-26 beat 0.27 0.35 +29.4% +3.1% +1.4% -0.2%
2016-10-27 beat 0.25 0.30 +18.4% +2.4% +0.5% +0.4%
2016-07-28 beat 0.25 0.30 +20.0% +0.6% +1.0% +4.4%
2016-04-25 miss 0.20 0.19 -5.0% -3.4% -2.0% +2.4%
2016-01-25 beat 0.22 0.25 +13.6% +10.7% +0.9% +5.9%
2015-10-29 miss 0.23 0.22 -4.3% -0.3% -2.7% -1.5%
2015-07-27 beat 0.21 0.24 +17.1% +0.4% +0.5% +7.7%
2015-04-20 beat 0.15 0.16 +6.7% +0.0% -0.2% +0.7%
2015-01-23 miss 0.18 0.17 -5.6% +0.5% +0.4% -2.8%
2014-10-27 beat 0.21 0.21 +2.4% -1.3% -2.0% +1.4%
2014-07-28 beat 0.18 0.26 +44.4% +2.3% +3.5% +3.3%
2014-04-21 miss 0.16 0.13 -18.8% +0.1% -0.4% -4.5%
2014-01-30 0.21 0.21 — +0.4% +0.6% -3.9%
2013-10-30 miss 0.26 0.17 -34.6% -0.4% -2.9% +5.4%
2013-07-29 miss 0.29 0.19 -33.5% +0.8% +2.2% -6.0%
2013-01-30 beat 0.20 0.36 +80.0% +2.4% +9.8% +7.2%
2012-10-30 miss 0.30 0.16 -46.7% +10.4% +5.5% -0.3%
2012-07-30 beat 0.01 0.11 +1000.0% +2.5% +5.0% -1.4%
2010-11-04 miss 0.05 -1.03 -2160.0% -0.6% -7.4% -17.2%
2010-08-05 miss -1.10 -3.80 -245.4% +0.0% -15.2% -12.1%
2010-05-10 miss -1.70 -6.20 -264.7% +1.0% -12.9% -17.8%

Not investment advice.