UPModel view — historical tendencies for the days ahead, not a forecast
Next 1 day
-1.0%
Next 1 week
+1.5%
Next 1 month
+7.5%
Mean reversion
Neutral — RSI(2) at 79
RSI(2) under 15 is oversold (this name has historically bounced); over 85 is overbought.
Its dip-buy edge in history is -0.90%/day.
Mean-reversion stats →
1-month breakdown —
Market · β 2.90 +7.6% · Seasonal tilt (5y) -0.1%
$91M/day volume
65% volatility
-54% 1-year
52-week range · 6% of the way up · -55% from the high
$22.21$53.18
Congressional trades in UPST Full tracker →
1 member · 1 buys / 1 sells · $16K–$65K disclosed · latest filing May 20, 2022.
| BUY | $15K–$50K | |
| SELL | $1K–$15K |
Earnings Full history →
Next report 2026-11-03 (Tuesday, before open, in 5 days) · EPS est. 0.65.
1-day std dev
32.5%
Finished up
39%
Biggest pop
+89.3%
Biggest drop
-56.4%
Standard deviation of the close-to-close move over the last 23 reports. History, not a forecast.
| Reported | Est. | Actual | Surprise | Gap | Day 1 | Day 5 | |
|---|---|---|---|---|---|---|---|
| 2026-08-04 | beat | 0.55 | 0.57 | +2.7% | +14.1% | -0.4% | -4.0% |
| 2026-05-05 | miss | 0.43 | 0.30 | -29.0% | -10.2% | -7.9% | -13.4% |
| 2026-02-10 | beat | 0.46 | 0.50 | +7.6% | -3.7% | -15.0% | -21.3% |
| 2025-11-04 | beat | 0.42 | 0.52 | +23.4% | -14.8% | -9.7% | -14.3% |
| 2025-08-05 | beat | 0.25 | 0.36 | +41.6% | -2.7% | -18.7% | -19.1% |
| 2025-05-06 | beat | 0.17 | 0.30 | +75.9% | -16.3% | -9.6% | -0.2% |
| 2025-02-11 | beat | -0.04 | 0.26 | +750.2% | +23.9% | +31.8% | +17.6% |
| 2024-11-07 | beat | -0.15 | -0.06 | +59.1% | +17.7% | +46.0% | +23.2% |
| 2024-08-06 | beat | -0.39 | -0.17 | +56.7% | +25.7% | +39.5% | +51.2% |
| 2024-05-07 | beat | -0.39 | -0.31 | +20.0% | -14.6% | -5.6% | +14.9% |
| 2024-02-13 | beat | -0.14 | -0.11 | +21.4% | -10.7% | -19.6% | -25.7% |
| 2023-11-07 | miss | -0.02 | -0.05 | -158.0% | -27.6% | -27.3% | -11.6% |
| 2023-08-08 | beat | -0.07 | 0.06 | +187.6% | -17.3% | -34.2% | -37.4% |
| 2023-05-09 | beat | -0.81 | -0.47 | +41.8% | +39.4% | +34.6% | +51.8% |
| 2023-02-14 | beat | -0.47 | -0.25 | +47.2% | +9.9% | +28.1% | +9.9% |
| 2022-11-08 | miss | -0.08 | -0.24 | -192.6% | -20.2% | -10.4% | +6.1% |
| 2022-08-08 | miss | 0.08 | 0.01 | -86.9% | -12.5% | -11.8% | +12.4% |
| 2022-05-09 | beat | 0.53 | 0.61 | +15.3% | -55.9% | -56.4% | -39.5% |
| 2022-02-15 | beat | 0.51 | 0.89 | +75.2% | +25.7% | +35.7% | +20.6% |
| 2021-11-09 | beat | 0.33 | 0.60 | +80.4% | -22.6% | -18.2% | -26.0% |
| 2021-08-10 | beat | 0.25 | 0.62 | +149.2% | +23.0% | +26.2% | +56.4% |
| 2021-05-11 | beat | 0.15 | 0.22 | +47.3% | +28.9% | +2.7% | +48.6% |
| 2021-03-17 | beat | 0.02 | 0.07 | +310.3% | +37.4% | +89.3% | +103.5% |
Short interest — high Full report →
Crowding
75/100
Squeeze risk
48/100
31.6% of float short
6.4 days to cover
shorts -6% last read
86th %ile of its history
as of 2026-10-15
Not investment advice.
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