SYF earnings

Synchrony Financial

SYF chart · All upcoming earnings

Next report 2026-10-14
When Wednesday before open
In30 days
EPS estimate2.35
1-day std dev4.7%

How SYF has moved on earnings, close to close (last 48)?Measured close to close. Day 1 = the last close before the report to the next close (the following session for after-close reports). Day 2 / Day 3 are that single session on its own. 5-day is the cumulative move from the pre-report close through the 5th session.

10 20 30 Max
MoveMeanMedianStd devHit rate
Day 1 +0.3% +0.6% 4.7% 58%
Day 2 +0.7% +0.8% 2.3% 62%
Day 3 +0.5% +0.3% 2.0% 56%
5-day +1.5% +1.9% 6.1% 67%
Biggest pop
+10.7%
Biggest drop
-15.9%
On a beat
+1.0%
On a miss
-3.4%
1-mo drift
+2.5%

Day 1 price move on each of the last 48 reports

Day 1 = the close-to-close move on the first session to trade the news — hover for the EPS surprise.

Report history

ReportEstActualSurpriseGap1-day+5d+1mo
2026-07-21 beat 2.13 2.59 +21.9% +1.5% -1.6% +6.8% +10.3%
2026-04-21 beat 2.16 2.27 +5.1% -1.5% -1.2% -1.8% -7.2%
2026-01-27 beat 2.02 2.18 +7.8% -1.4% -5.8% +1.2% +1.3%
2025-10-15 beat 2.21 2.86 +29.3% +0.8% -0.7% +1.0% +2.0%
2025-07-22 beat 1.79 2.50 +39.3% -1.0% +1.8% +0.9% +1.3%
2025-04-22 beat 1.65 1.89 +14.5% +0.4% +2.8% +8.0% +17.9%
2025-01-28 miss 1.92 1.91 -0.5% -4.8% -4.6% -1.1% -11.1%
2024-10-16 beat 1.82 1.94 +6.6% +3.6% +6.1% -2.7% +14.8%
2024-07-17 beat 1.37 1.55 +12.9% -0.2% +1.0% -4.5% -12.1%
2024-04-24 miss 1.37 1.18 -13.6% +0.3% +5.0% -2.4% -4.8%
2024-01-23 beat 0.95 1.18 +24.0% -0.1% -0.9% +6.0% +6.0%
2023-10-24 beat 1.44 1.48 +2.8% +1.3% -4.4% +2.5% +8.4%
2023-07-18 beat 1.26 1.32 +4.8% +1.7% +1.9% -2.8% -9.1%
2023-04-19 miss 1.45 1.35 -7.1% +3.1% +1.8% -5.4% -2.6%
2023-01-23 beat 1.12 1.26 +12.9% -0.5% -2.4% +4.6% +2.6%
2022-10-25 beat 1.39 1.47 +6.1% +0.0% +5.7% +2.7% +5.4%
2022-07-18 beat 1.38 1.60 +16.0% +2.3% +0.3% +4.3% +14.5%
2022-04-18 beat 1.54 1.77 +14.9% +0.6% +6.2% -4.3% -11.6%
2022-01-28 miss 1.41 1.34 -5.2% -7.1% -6.8% +2.6% -4.7%
2021-10-19 beat 1.46 1.67 +14.7% +0.2% +2.6% -6.5% -7.2%
2021-07-20 beat 1.36 2.12 +56.3% -2.9% +2.7% +2.7% +8.6%
2021-04-27 beat 1.38 1.73 +25.1% -4.2% -1.8% +9.5% +14.8%
2021-01-29 beat 0.86 1.24 +44.8% -2.8% -6.2% +10.8% +17.6%
2020-10-20 miss 0.69 0.63 -8.7% -3.5% -5.1% -5.0% +8.9%
2020-07-21 miss 0.20 0.06 -69.5% -1.5% +1.2% +1.9% +6.5%
2020-04-21 miss 0.66 0.45 -31.4% -3.8% -2.7% +23.5% +19.4%
2020-01-24 beat 1.07 1.10 +2.8% -5.8% -9.9% -0.7% -5.7%
2019-10-18 beat 1.13 1.22 +7.8% +2.1% +0.9% +2.9% +8.2%
2019-07-19 beat 0.96 0.97 +0.7% -0.1% -2.9% +4.4% -4.5%
2019-04-18 beat 0.90 1.00 +11.7% +1.7% +0.3% +3.2% +5.0%
2019-01-23 beat 0.93 1.09 +17.3% +12.8% +10.7% +2.3% +8.4%
2018-10-19 beat 0.80 0.91 +13.9% +2.7% +5.8% -10.8% -18.6%
2018-07-27 beat 0.82 0.92 +11.6% +1.9% -0.3% -0.2% +6.4%
2018-04-20 beat 0.76 0.83 +9.9% +1.0% -0.4% -5.9% +1.5%
2018-01-19 beat 0.64 0.70 +9.4% +1.2% +3.1% +4.5% -5.0%
2017-10-20 beat 0.64 0.70 +8.8% +5.4% +4.2% -0.3% +2.5%
2017-07-21 beat 0.57 0.61 +6.3% +6.6% +4.5% -3.0% -2.0%
2017-04-28 miss 0.74 0.61 -17.0% -16.8% -15.9% +2.9% -2.5%
2017-01-20 beat 0.67 0.70 +5.2% +1.0% +1.8% +1.1% +1.7%
2016-10-21 beat 0.67 0.73 +8.8% +2.7% +4.1% +3.1% +19.1%
2016-07-22 beat 0.54 0.58 +6.6% +1.2% +0.5% -1.8% -4.0%
2016-04-22 beat 0.69 0.70 +2.0% -1.3% +0.3% +0.2% -2.2%
2016-01-22 beat 0.63 0.65 +2.7% +5.7% +4.8% -2.2% -5.3%
2015-10-16 beat 0.66 0.69 +4.3% +0.2% -3.7% +5.1% +0.5%
2015-07-17 beat 0.62 0.65 +4.9% +1.1% +2.8% -1.1% +0.7%
2015-04-17 beat 0.64 0.66 +3.6% +0.7% -0.8% +1.0% +4.3%
2015-01-23 beat 0.60 0.64 +6.6% +3.3% +6.6% -0.4% +4.5%
2014-10-17 beat 0.67 0.70 +4.0% +0.5% +0.7% +5.4% +17.6%

“1-day” is the close-to-close move over the session that first traded on the news (the next session for after-close reports). “+5d / +1mo” are the further drift from that close.

Earnings dates & estimates from Yahoo Finance (refreshed 2026-09-13); price reactions from end-of-day data. History, not a forecast. Not investment advice.