SYF

Synchrony Financial
75.36 +0.52% 2026-10-28

Analysts 13 firms · 6 buy · 7 hold · target 85 +13% (77–97)

Last 90d 2 insider sales

52-week range
63.08 88.77
1-month+5.1%
3-month-2.3%
1-year+0.5%
3-year+163.3%
5-year+45.1%
vs 50-day+0.3%
vs 200-day+2.4%
Volatility31%
Beta1.18
$ vol/day$246M
ATH88.77
From ATH-15.1%
Next report2027-01-26
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2026AprJulOct

bought sold · bigger dot, bigger trade · follows the chart’s range

WhenPeople SizeValuePrice
2mo sched 1 $436,480 80.88
3mo sched 3 $410,808 78.26
5mo sched 1 $3,651,107 69.87
6mo sched 3 $1,395,506 73.69
8mo sched 8 $23,516,143 67.56
8mo sched 5 $10,136,324 71.52
9mo sched 2 $4,090,130 73.91
11mo sched 1 $2,329,600 71.22
12mo sched 3 $1,707,292 72.56
1.2y sched 4 $2,059,927 68.22
1.3y sched 2 $1,389,700 64.18
1.4y sched 1 $2,441,185 58.78
1.7y sched 8 $29,347,313 54.30
1.9y sched 1 $2,220,253 61.24
2.0y sched 1 $1,209,221 64.19
2.2y sched 1 $3,490,638 45.57
2.2y sched 2 $69,803 41.56
2.5y sched 1 $1,420,290 44.51
2.6y sched 2 $2,910,047 40.11
2.7y sell 1 $128,633 39.41
2.7y sched 6 $12,928,509 39.41
2.7y sell 1 $283,964 36.85
2.9y sell 1 $196,574 35.56
2.9y sell 1 $580,972 35.33
2.9y sell 1 $205,039 35.75
3.2y sell 1 $525,525 32.47
3.2y sell 1 $1,263,045 31.98
3.7y sell 5 $3,728,569 33.55
3.7y sell 3 $2,913,390 33.17
3.9y sell 1 $2,495,468 33.91
4.0y sell 3 $2,311,556 34.36
4.4y sell 1 $2,102,100 26.82
4.5y sell 1 $44,640 37.12
4.7y sell 3 $1,632,504 35.36
4.8y sell 1 $430,614 36.99
5.2y sell 7 $17,112,809 42.64
5.3y sell 2 $2,478,274 42.96
5.6y sell 1 $92,963 37.77
5.7y sell 8 $22,909,281 35.72
5.8y sell 1 $164,990 30.50
2026AprJulOct

bought sold · bigger dot, bigger trade · follows the chart’s range

JGJosh Gottheimer 1B1S 7mo AAAlan Armstrong 1B 7mo JLJulia Letlow 1B 1.3y DGDaniel Goldman 1S 3.6y KMKathy Manning 1B1S 4.2y ZLZoe Lofgren 1B1S 4.5y SLSusie Lee 4B1S 5.1y JHJames French Hill 1B1S 5.5y PMPeter Meijer 1S 5.7y GCGilbert Cisneros 1B1S 6.5y DPDean Phillips 2B2S 6.6y BFBill Flores 1B 7.6y GPGary Palmer 3B 8.2y TRThomas J. Rooney 5B2S 8.8y +4 more

18 members · 29 buys / 18 sells · $292K–$1.2M disclosed · latest filing Jul 21, 2026 · full tracker ›

WhenMemberSize AmountPrice then
7mo sell JG Josh Gottheimer $15K–$50K 71.89
7mo buy AA Alan Armstrong $1K–$15K 64.82
1.3y buy JL Julia Letlow $1K–$15K 68.04
3.6y sell DG Daniel Goldman $1K–$15K 26.69
4.2y sell KM Kathy Manning $1K–$15K 31.12
4.3y buy KM Kathy Manning $1K–$15K 30.26
4.5y sell ZL Zoe Lofgren $1K–$15K 34.40
5.1y buy ZL Zoe Lofgren $1K–$15K 43.74
5.1y sell SL Susie Lee $1K–$15K 43.74
5.3y buy SL Susie Lee $1K–$15K 43.19
5.4y buy SL Susie Lee $1K–$15K 42.49
5.4y buy SL Susie Lee $1K–$15K 41.64
5.5y buy SL Susie Lee $1K–$15K 41.69
5.5y sell JH James French Hill $15K–$50K 36.78
5.7y sell PM Peter Meijer $1K–$15K 33.59
5.7y buy JG Josh Gottheimer $1K–$15K 33.05
6.5y sell GC Gilbert Cisneros $1K–$15K 18.01
6.6y sell DP Dean Phillips $1K–$15K 12.24
6.6y buy GC Gilbert Cisneros $1K–$15K 11.91
6.8y buy DP Dean Phillips $1K–$15K 30.95
7.6y buy BF Bill Flores $1K–$15K 26.18
7.7y sell DP Dean Phillips $1K–$15K 24.79
7.8y buy DP Dean Phillips $1K–$15K 20.91
8.2y buy GP Gary Palmer $1K–$15K 24.38
8.3y buy GP Gary Palmer $1K–$15K 26.91
8.5y buy GP Gary Palmer $1K–$15K 26.72
8.8y sell TR Thomas J. Rooney $1K–$15K 31.88
9.4y buy TR Thomas J. Rooney $1K–$15K 23.44
9.5y sell TR Thomas J. Rooney $1K–$15K 21.74
9.5y sell LF Lois Frankel $1K–$15K 21.32
9.5y buy TR Thomas J. Rooney $1K–$15K 22.76
9.6y buy TR Thomas J. Rooney $15K–$50K 26.87
9.7y sell JI James M Inhofe $50K–$100K 28.72
9.7y sell JI James M Inhofe $50K–$100K 28.64
9.9y buy TR Thomas J. Rooney $1K–$15K 28.59
10.0y sell LF Lois Frankel $1K–$15K 25.94
10.1y buy TR Thomas J. Rooney $15K–$50K 22.02
10.1y sell KC K. Michael Conaway $1K–$15K 21.70
10.4y buy JH James French Hill $15K–$50K 24.59
10.5y buy LF Lois Frankel $1K–$15K 23.83
10.5y buy JI James M Inhofe $15K–$50K 23.98
10.6y buy LF Lois Frankel $1K–$15K 22.42
10.7y buy JI James M Inhofe $50K–$100K 21.85
10.7y sell AL Alan S. Lowenthal $15K–$50K 20.76
11.0y buy AL Alan S. Lowenthal $1K–$15K 24.10
11.0y buy AL Alan S. Lowenthal $1K–$15K 24.27
12.2y buy LF Lois Frankel $1K–$15K 20.25

Next report 2027-01-26 (Tuesday, before open, in 89 days) · EPS estimate 1.98. It has finished the next session higher 57% of the time, average move 3.5%.

Day-after move, last 12 reports, oldest left.

ReportedEst.Actual SurpriseGapDay 1Day 5
2026-10-19 beat 2.40 2.68 +11.4% -0.3% -1.2% +1.0%
2026-07-21 beat 2.13 2.59 +21.9% +1.5% -1.6% +5.1%
2026-04-21 beat 2.16 2.27 +5.1% -1.5% -1.2% -3.0%
2026-01-27 beat 2.02 2.18 +7.8% -1.4% -5.8% -4.7%
2025-10-15 beat 2.21 2.86 +29.3% +0.8% -0.7% +0.2%
2025-07-22 beat 1.79 2.50 +39.3% -1.0% +1.8% +2.7%
2025-04-22 beat 1.65 1.89 +14.5% +0.4% +2.8% +11.0%
2025-01-28 miss 1.92 1.91 -0.5% -4.8% -4.6% -5.6%
2024-10-16 beat 1.82 1.94 +6.6% +3.6% +6.1% +3.2%
2024-07-17 beat 1.37 1.55 +12.9% -0.2% +1.0% -3.5%
2024-04-24 miss 1.37 1.18 -13.6% +0.3% +5.0% +2.6%
2024-01-23 beat 0.95 1.18 +24.0% -0.1% -0.9% +5.1%
2023-10-24 beat 1.44 1.48 +2.8% +1.3% -4.4% -2.0%
2023-07-18 beat 1.26 1.32 +4.8% +1.7% +1.9% -1.0%
2023-04-19 miss 1.45 1.35 -7.1% +3.1% +1.8% -3.7%
2023-01-23 beat 1.12 1.26 +12.9% -0.5% -2.4% +2.1%
2022-10-25 beat 1.39 1.47 +6.1% +0.0% +5.7% +8.6%
2022-07-18 beat 1.38 1.60 +16.0% +2.3% +0.3% +4.6%
2022-04-18 beat 1.54 1.77 +14.9% +0.6% +6.2% +1.6%
2022-01-28 miss 1.41 1.34 -5.2% -7.1% -6.8% -4.3%
2021-10-19 beat 1.46 1.67 +14.7% +0.2% +2.6% -4.0%
2021-07-20 beat 1.36 2.12 +56.3% -2.9% +2.7% +5.4%
2021-04-27 beat 1.38 1.73 +25.1% -4.2% -1.8% +7.5%
2021-01-29 beat 0.86 1.24 +44.8% -2.8% -6.2% +3.9%
2020-10-20 miss 0.69 0.63 -8.7% -3.5% -5.1% -9.8%
2020-07-21 miss 0.20 0.06 -69.5% -1.5% +1.2% +3.1%
2020-04-21 miss 0.66 0.45 -31.4% -3.8% -2.7% +20.2%
2020-01-24 beat 1.07 1.10 +2.8% -5.8% -9.9% -10.5%
2019-10-18 beat 1.13 1.22 +7.8% +2.1% +0.9% +3.9%
2019-07-19 beat 0.96 0.97 +0.7% -0.1% -2.9% +1.4%
2019-04-18 beat 0.90 1.00 +11.7% +1.7% +0.3% +3.5%
2019-01-23 beat 0.93 1.09 +17.3% +12.8% +10.7% +13.3%
2018-10-19 beat 0.80 0.91 +13.9% +2.7% +5.8% -5.6%
2018-07-27 beat 0.82 0.92 +11.6% +1.9% -0.3% -0.5%
2018-04-20 beat 0.76 0.83 +9.9% +1.0% -0.4% -6.3%
2018-01-19 beat 0.64 0.70 +9.4% +1.2% +3.1% +7.8%
2017-10-20 beat 0.64 0.70 +8.8% +5.4% +4.2% +3.9%
2017-07-21 beat 0.57 0.61 +6.3% +6.6% +4.5% +1.4%
2017-04-28 miss 0.74 0.61 -17.0% -16.8% -15.9% -13.4%
2017-01-20 beat 0.67 0.70 +5.2% +1.0% +1.8% +2.9%
2016-10-21 beat 0.67 0.73 +8.8% +2.7% +4.1% +7.3%
2016-07-22 beat 0.54 0.58 +6.6% +1.2% +0.5% -1.3%
2016-04-22 beat 0.69 0.70 +2.0% -1.3% +0.3% +0.5%
2016-01-22 beat 0.63 0.65 +2.7% +5.7% +4.8% +2.5%
2015-10-16 beat 0.66 0.69 +4.3% +0.2% -3.7% +1.2%
2015-07-17 beat 0.62 0.65 +4.9% +1.1% +2.8% +1.6%
2015-04-17 beat 0.64 0.66 +3.6% +0.7% -0.8% +0.2%
2015-01-23 beat 0.60 0.64 +6.6% +3.3% +6.6% +6.2%
2014-10-17 beat 0.67 0.70 +4.0% +0.5% +0.7% +6.1%

13 firms covering, 20 actions in the last 180 days (ratings, reiterations and target changes) · average price target 85 from 13 firms, range 77–97.

DateFirmActionRating TargetFrom
2026-10-21 JP Morgan main Neutral 77 74
2026-10-21 Evercore ISI Group down In-Line 78 80
2026-10-21 Barclays main Overweight 94 93
2026-10-12 Morgan Stanley main Equal-Weight 83 84
2026-10-12 JP Morgan main Neutral 74 78
2026-10-09 BMO Capital init Market Perform 81 —
2026-10-06 TD Cowen main Buy 86 90
2026-10-05 UBS main Neutral 81 87
2026-10-01 Evercore ISI Group main Outperform 80 86
2026-08-25 Wolfe Research main Outperform 90 85
2026-08-03 UBS main Neutral 87 84
2026-07-28 Evercore ISI Group main Outperform 86 90
2026-07-22 Wells Fargo main Overweight 88 95
2026-07-22 RBC Capital main Sector Perform 80 85
2026-07-22 Baird main Outperform 90 86
2026-07-13 HSBC main Buy 97 93
2026-07-13 JP Morgan main Neutral 78 81
2026-07-07 TD Cowen main Buy 90 89
2026-07-07 UBS main Neutral 84 77
2026-05-22 Loop Capital init Hold 81 —
Model view — historical tendencies for the days ahead, not a forecast
Next 1 day
-0.2%
Next 1 week
+1.2%
Next 1 month
+3.4%
Seasonality
Bullish window historically
Next 30 days (to Nov 28): +6.1% median, 91% of the last 11 years finished up.
20-year seasonality chart →
Mean reversion
Overbought — RSI(2) at 81
RSI(2) under 15 is oversold (this name has historically bounced); over 85 is overbought. Its dip-buy edge in history is -0.13%/day.
Mean-reversion stats →
1-month breakdown — Market · β 1.18 +3.1% · Seasonal tilt (11y) +0.3%
$29.3B market cap (#515 US) $246M/day volume 31% volatility +0% 1-year -15% from ATH
52-week range · 48% of the way up · -15% from the high
$63.08$88.77

Not investment advice.